Privacy Policy

Last modified: August 26, 2017

Introduction

GetWisdom.com LLC (“Company” or “We”)
respects your privacy and is committed to protecting it through its compliance
with this policy. This policy describes the types of information we may collect
from you or that you may provide when you visit 
http://www.getwisdom.com (including
any content, functionality and services offered on or through this website,
whether as a guest or a registered user), and our practices for collecting,
using, maintaining, protecting and disclosing that information. As used herein,
Website” shall refer to this aforementioned website.

This Privacy Policy applies to information we collect on the
Website or in e-mail, text and other electronic messages between you and this
Website. It does not apply to information collected by (a) us offline or
through any other means, including on any other website operated by Company or
any third party; or (b) any third party, including through any application or
content (including advertising) that may link to or be accessible from or on
the Website.

Please read this policy carefully (before using the Website or
submitting any personal information) to understand our policies and practices
regarding your information and how we will treat it. California residents,
please also see the “Note to California Residents” Section below for additional
rights that apply to you. If you do not agree with our policies and practices,
your choice is to not use our Website. By accessing or using the Website, you
agree to this Privacy Policy. This policy may change from time to time. Your
continued use of this Website after we make changes is deemed to be acceptance
of those changes, so please check the policy periodically for updates.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of
our Website, including information (a) by which you may be personally
identified, such as name, postal address, e-mail address, telephone number,
credit card information (if voluntarily submitted by our visitors), social
security number, or any other identifier by which you may be contacted online
or offline (“personal information”); or (b) about your internet connection, the
equipment you use to access our Website and usage details. We collect this
information: (a) directly from you when you provide it to us, or (b)
automatically as you navigate through the Website (which may include usage
details, IP addresses and information collected through cookies, web beacons,
and other tracking technologies); and (c) from third parties, for example, our
business partners.

Information You Provide to Us.

The information we collect on or through our Website may include
(a) information that you provide by filling in forms on our Website, including
information provided at the time of registering to use our Website, reporting
problems with our Website, subscribing to our service, posting material, or
requesting further services; (b) records and copies of your correspondence
(including e-mail addresses), if you contact us; (c) your responses to surveys
that we might ask you to complete for research purposes; (d) details of
transactions you carry out through our Website and of the fulfillment of your
orders, including financial information you may be required to provide before
placing an order through our Website; and (e) your search queries on the
Website.

You also may provide information to be published or displayed
(hereinafter, “posted“) on public areas of the Website, or transmitted
to other users of the Website or third parties (collectively, “User
Contributions”). Your User Contributions are posted on and transmitted to
others at your own risk. Additionally, we cannot control the actions of other
users of the Website with whom you may choose to share your User Contributions.
Therefore, we cannot and do not guarantee that your User Contributions will not
be viewed by unauthorized persons.

Information We Collect Through Automatic Data Collection
Technologies
.

We also may collect various types of non-personally identifiable
information to help us make your experience more enjoyable, measure site
activity to identify future improvements that should be made, and compile
aggregate data to help serve site visitors better.

As you navigate through and interact with our Website, we may
use automatic data collection technologies to collect certain information about
your equipment, browsing actions and patterns, including (a) details of your
visits to our Website, including traffic data, location data, logs and other
communication data and the resources that you access and use on the Website, or
(b) information about your computer and internet connection, including your IP
address, operating system and browser type. We may use your IP address to help
prevent fraud, to help diagnose problems with our server, to gather broad
demographic information, and to offer you products and services. Because there
is not yet a common understanding of how to interpret web browser-based “Do Not
Track” signals other than cookies, we do not currently respond to “Do Not
Track” signals that are undefined.

The information we collect automatically is statistical data and
does not include personal information, but we may maintain it or associate it
with personal information we collect in other ways or receive from third
parties. It helps us to improve our Website and to deliver a better and more personalized
service, including by enabling us to (a) estimate our audience size and usage
patterns; (b) store information about your preferences, allowing us to
customize our Website according to your individual interests; (c) speed up your
searches; and (d) recognize you when you return to our Website.

The technologies we use for this automatic data collection may
include cookies, flash cookies, and/or web beacons, described below:

Cookies (or browser cookies). A cookie is
a small file placed on the hard drive of your computer. You may refuse to
accept browser cookies by activating the appropriate setting on your browser.
However, if you select this setting you may be unable to access certain parts
of our Website. Unless you have adjusted your browser setting so that it will
refuse cookies, our system will issue cookies when you direct your browser to
our Website, allowing us to enhance your user experience.

Flash Cookies. Certain features of our
Website may use local stored objects (or Flash cookies) to collect and store
information about your preferences and navigation to, from and on our Website.
Flash cookies are not managed by the same browser settings as are used for
browser cookies.

Web Beacons. Emails and newsletters sent
electronically, as well as Pages of our Website, may contain small electronic
files known as web beacons (also referred to as clear gifs. pixel tags and
single-pixel gifs) that permit the Company, for example, to count users who
have visited those pages or opened an e-mail and for other related Website
statistics (for example, recording the popularity of certain website content
and verifying system and server integrity).

If you visit this site with an open ID (such as Facebook), you
may also be sharing and integrating data with third-party social media sites,
and we may track aggregate data about the number of visits to this site with an
open ID, the number of items “liked” on this site, or items on this site that
you choose to share with a third-party social media site.

We do not collect personal Information automatically, but we may
tie this information to personal information about you that we collect from
other sources or you provide to us.

Third-party Use of Cookies and Other Tracking Technologies

Some content or applications, including advertisements, on the
Website are served by third-parties, including advertisers, ad networks and
servers, content providers and application providers. These third parties may
use cookies, alone or in conjunction with web beacons or other tracking technologies,
to collect information about you when you use our website. The information they
collect may be associated with your personal information or they may collect
information, including personal information, about your online activities over
time and across different websites and other online services. They may use this
information to provide you with interest-based (behavioral) advertising or
other targeted content.

We do not control and are not liable for the actions of any
third parties who we may promote. We pride ourselves in working with quality
companies, but have no control over the actions of those third parties. While
we are not liable for any of the actions of those third parties, you should
feel free to give us feedback from time to time on your experiences with any
third parties to whom we work with so that we may enhance our future service to
all customers. If you have any questions about an advertisement or other
targeted content, you should contact the responsible provider directly.

How We Use Your Information

We use information that we collect about you or that you provide
to us, including any personal information (a) to present our Website and its
contents to you; (b) to validate your compliance with the Terms of Use
applicable to the Website; (c) for content improvement and feedback purposes;
(d) to provide you with information, products or services that you request from
us; (e) to reach you, when necessary, regarding your use of the Website or
products; (f) to contact you about our goods and services that may be of
interest to you; (g) to fulfill any other purpose for which you provide it; (h)
to provide you with notices about your account/subscription, including
expiration and renewal notices; (i) to carry out our obligations and enforce
our rights arising from any contracts entered into between you and us,
including for billing and collection; (j) to notify you about changes to our
Website or any products or services we offer or provide though it; (k) to allow
you to participate in interactive features on our Website; (l) in any other way
we may describe when you provide the information; (m) for any other purpose
with your consent.

We may use the information we have collected from you to enable
us to display advertisements to our advertisers’ target audiences. Even though
we do not disclose your personal information for these purposes without your
consent, if you click on or otherwise interact with an advertisement, the
advertiser may assume that you meet its target criteria.

By submitting your email address on the Website, you agree to
receive email from the Company and its Websites. You can cancel your
participation in any of these email lists at any time by clicking the opt-out
link or other unsubscribe option that is included in the respective email. We
only send emails to people who have authorized us to contact them, either
directly, or through a third party. We do not send unsolicited commercial
emails, because we hate spam as much as you do.

In addition, you agree that by submitting your telephone contact
information on the Website and/or registering to receive the product and/or
service offered herein, such act constitutes a purchase, an inquiry, and/or an
application for the purposes of the Amended Telemarketing Sales Rule (ATSR), 16
CFR ‘310 et seq. and any applicable state and local “do not call” regulations.
We retain the right to contact you via telemarketing in accordance with the
ATSR and the applicable state regulations.

Disclosure of Your Information

We may disclose aggregated information about our users, and
information that does not identify any individual, without restriction. We may
disclose personal information that we collect or you provide as described in
this privacy policy: (a) to our subsidiaries and affiliates; (b) to
contractors, service providers and other third parties we use to support our
business; (c) to a buyer or other successor in the event of a merger,
divestiture, restructuring, reorganization, dissolution or other sale or
transfer of some or all of the Company’s assets, whether as a going concern or
as part of bankruptcy, liquidation or similar proceeding, in which personal
information held by the Company about our Website users is among the assets
transferred; (d) to third parties to market their products or services to you
if you have not opted out of these disclosures; (e) to fulfill the purpose for
which you provide it; (f) for any other purpose disclosed by us when you
provide the information; or (g) with your consent. We may also disclose your
personal information (a) to comply with any court order, law or legal process,
including to respond to any government or regulatory request; (b) to enforce or
apply our Terms of Use and other agreements, including for billing and
collection purposes; or (c) if we believe disclosure is necessary or
appropriate to protect the rights, property, or safety of the Company, our
customers or others (this includes exchanging information with other companies
and organizations for the purposes of fraud protection and credit risk
reduction).

Except as otherwise stated herein, we will NEVER share your
personally identifiable information with third parties unless you have given us
explicit permission to do so, such as in order to fulfill a third party offer
that you have accepted from us. However, by permitting us to collect this
information, you will be able to receive information on other products and
services that may be of interest to you, including related third party offers
that we may send directly to you. You also enable us to personalize your
experience with us so that we can provide you with the highest quality of
service.

By participating in one of our membership programs through the
Website, you agree and understand that other members of the program may see the
comments, questions, photos, and/or other documents that you post on the
membership Website, as well as any responses to you that are posted by the
Company or other members. If you do not want your personal details revealed to
other members of the program, then please do not post any such information
through the membership Website.

Choices About How We Use and Disclose Your Information

You can set your browser to refuse all or some browser cookies,
or to alert you when cookies are being sent. To learn how you can manage your
Flash cookie settings, visit the Flash player settings page on Adobe’s website.
If you disable or refuse cookies, please note that some parts of this site may
then be inaccessible or not function properly. We do not control third parties’
collection or use of your information to serve interest-based advertising.
However, these third parties may provide you with ways to choose not to have
your information collected or used in this way. You can opt out of receiving
targeted ads from members of the Network Advertising Initiative (“NAI”) on the
NAI’s website.

Accessing and Correcting Your Information

You can review and change your personal information by logging
into the Website and visiting your account profile page. You may also send us
an e-mail at 
support@www.getwisdom.com to
request access to, correct or delete any personal information that you have
provided to us. We cannot delete your personal information except by also
deleting your user account. We may not accommodate a request to change
information if we believe the change would violate any law or legal requirement
or cause the information to be incorrect.

If you delete your User Contributions from the Website, copies
of your User Contributions may remain viewable in cached and archived pages, or
might have been copied or stored by other Website users. Proper access and use
of information provided on the Website, including User Contributions, is
governed by our “Terms of Use” located at 
http://www.getwisdom.com/terms-and-conditions.

Your California Privacy Rights

If you live in the State of California, under the California
Civil Code, you have the right to request that companies who conduct business
in California provide you with a list of all third parties to which the company
has disclosed Personal Information during the preceding year for direct
marketing purposes.

Alternatively, the law provides that if a company has a Privacy
Policy that gives either an opt-out (often referred to as “unsubscribe”) or
opt-in choice for use of your Personal Information by third parties (such as
advertisers or affiliated companies) for marketing purposes, that the company
may instead provide you with information on how to exercise your disclosure
choice options.

This Site qualifies for the alternative option; it has a
comprehensive Privacy Policy and provides you with details on how you may
either opt-out or opt-in to the use of your Personal Information by third parties
for direct marketing purposes. Therefore, we are not required to maintain or
disclose a list of the third parties that received your Personal Information
for marketing purposes during the preceding year.

If you are a California resident and want to request information
about how to exercise your third party disclosure choices, you must send a
request to the following address with a preference on how our response to your
request should be sent (email or postal mail). Please send an email to the
Privacy Administrator at support@www.getwisdom.com, or you may contact us via
regular mail at:

GetWisdom.com LLC
714 E. Diggins St.
Harvard, Illinois 60033

All requests sent via regular mail must be labeled “Your
California Privacy Rights” on the envelope or post card and clearly stated on
the actual request. For all requests, please include your name, street address,
city, state, and zip code. Please include your zip code for our own
recordkeeping.

We do not accept requests via the telephone or by facsimile. We are
not responsible for notices that are not labeled or sent properly, or do not
have complete information.

Children Under the Age of 13

Our Website is not intended for children under 18 years of age.
No one under age 18 may provide any information to or on the Website. We do not
knowingly collect personal information from children under 18. If you are under
18, do not use or provide any information on this Website, make any purchases
through the Website, use any of the interactive or public comment features of
this Website or provide any information about yourself to us, including your
name, address, telephone number, e-mail address or any screen name or user name
you may use. If we learn we have collected or received personal information
from a child under 18 without verification of parental consent, we will delete
that information. If you believe we might have any information from or about a
child under 18, please submit a support ticket at 
http://www.www.getwisdom.com/support or
email us at 
support@www.getwisdom.com.

Commitment to Data Security

We have implemented measures designed to secure your personal
information from accidental loss and from unauthorized access, use, alteration
and disclosure. All information you provide to us is stored in a technically
and physically secure environment. Any payment transactions will be encrypted
using SSL technology.

The safety and security of your information also depends on you.
Where we have given you (or where you have chosen) a password for access to
certain parts of our Website, you are responsible for keeping this password
confidential. We ask you not to share your password with anyone.

Unfortunately, the transmission of information via the internet
is not completely secure. Although we take reasonable measures to protect your
information, we cannot guarantee the security of your personal information
transmitted to our Website. Any transmission of personal information is at your
own risk. We are not responsible for circumvention of any privacy settings or
security measures contained on the Website.

Changes to Our Privacy Policy

It is our policy to post any changes we make to our privacy
policy on this page. The date the privacy policy was last revised is identified
at the top of the page. You are responsible for periodically visiting our
Website and this privacy policy to check for any changes.

Contacting Us

If you need to contact us, you can submit a support ticket
at 
http://www.www.getwisdom.com/support,
email us at 
support@www.getwisdom.com, or
send us a letter at: 714 E. Diggins St., Harvard, Illinois 60033.

We strive to provide excellent products, along with equally
excellent customer service. If you have any questions about this Privacy Policy
or our practices, please feel free to contact us using one of the methods
listed above.