This question is correct in every detail and is a beautiful example of a knowing that is complete and whole other than having names and faces. But the implications of this are nonetheless clear, and for the average person, this is all one needs to know. It is a high risk and likely toxic thing to embrace and to count on for one’s fortune. It is intended to undermine the financial system and to result in personal misfortune on as large a scale as possible, and you can see that in the cloning of the idea in the many, many cryptocurrencies springing up, all of which will collapse in value and will disappear once they fail to show their value, and people will look back on the mania with regret and those in the future with amazement that people could embrace such an idea.
So this is a testament to what can happen through mind control manipulation to make people complacent and embrace a faulty notion. The idea of exclusivity and the technological sophistication is impressive and has many, many applications, but that is not the same thing as having inherent monetary value commensurate with what it truly represents. In that respect, it is no different than fiat currency made of paper or coinage that has little intrinsic value from its metal content alone, but only through representation by prior agreement and then the buffeting of market forces. Such things can take hold and be embraced for a time, but all fail, and over a relatively short period of time, if one reviews the history of currency.